Who We Serve
Vanessa, Psychiatrist
Vanessa is a psychiatrist who has worked for a group in Boston for 15 years and recently left the practice with another doctor to start a partnership outside of the city. She plans to cut back her work load slightly so she has flexibility to purchase another multifamily property without getting burnt out. Vanessa’s former group offered a generous benefits package that she always struggled to understand; now she wants to transfer assets that were in her 401(k) and divest from shares she owns in the company. Although she’s had a few meetings with her family’s Financial Advisor, who opened various investment accounts for her years ago, she has never been able to grasp the costs associated with the accounts and how the investments work. Now that she is starting her own company, Vanessa feels the need to find someone who can explain things in a simplistic way and consolidate everything.
Gerry, Doctor
Gerry is a busy gastroenterologist who is 10% owner of a flourishing practice with 17 other doctors. The practice has three locations and he has varying stakes in each of the real estate assets. Gerry also has a family, including Zach and Emma, 7 and 4 who he not only wants to put through college, but create a lasting legacy for that will help future generations. Gerry’s parents both recently passed and left him with a large inheritance; he would like to invest in a way that supports his values and ultimately donate the money to several charities he actively contributes to and volunteers for. He is looking for an advisor who can help him accomplish his philanthropic goals while also mitigating taxes.
Abigail, Realtor
Abigail is a successful real estate broker who lives in a high tax state. She has been with her partner for 12 years but has been filing taxes separately and now that she is earning 7 figures, wants to understand how to maximize her tax savings but also protect herself. Abigail and her partner live in a beautiful home that they co-own and has an additional rental on property. Abigail separately has several other investment properties in her resident state and a family home that she co-owns with her siblings in a different state. She fears that a downturn in the real estate market would be detrimental to her plan so she seeks advice on building her investment portfolio in order to diversify, while also creating tax-advantaged strategies to manage her wealth.
Bill, 3rd Generation Business Owner
Bill owns a construction company that was passed down to him by his father, he is the third generation. The company has gone through many changes over the years – good and bad – but now Bill is at the point where things have been steady and growth has been in the high teens for 5 years. Although Bill is 51% owner, there are five other family members who share the remaining 49% equally, though they don’t hold paid positions at the company. Bill wants to make sure his business and family are protected and has had many insurance professionals approach him trying to sell policies but because the company has 8 locations across three different states and the ownership of each property is different, he struggles to find time to explain the situation and put all of the pieces together.
Brenda & Collin, Entrepreneurs
Brenda and Collin were both employed by the state of Connecticut, one as a state trooper and one as a teacher before they started their food truck business. They have pensions and other state benefits from working in their first careers for over 20 years. Now that they have grown the food truck business, they’ve decided to buy a permanent location and start winding down their work load in order to retire within 10 years. They want to understand their retirement benefits from the state, how to optimize social security and how much more they’ll need to save in order to maintain their current lifestyle in retirement. Brenda and Collin may run the business from afar or may sell the business when they retire but they will definitely move to a more tax-friendly state so they need someone who can help them with timing and planning.
The individuals and situations depicted here are hypothetical only, and do not represent the actual performance of any particular investments or strategy. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
Kate, Former Fortune 500 Executive
Kate was an executive for a Fortune 500 company and was used to maxing out her 401(k). She decided to leave her career of 20 years and start her own venture. She wants to leverage her 401(k), which has over $1,000,000 in it, and other assets she had built over the past 2 decades, in case she had capital challenges during the early stages of building her business, but she had no idea where to start. Kate also wanted to make sure that she attracted long-term employees by offering competitive benefits. Should she set up a 401(k) or would there be a more suitable retirement savings plan option? Additionally, Kate worried that she would be lost when it came to identifying creative ways to save on taxes as the business grew.